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Medicare & health insurance
Medicare help in Georgia from a licensed independent agent.
I’m licensed in Georgia and help you compare Medicare Advantage, Medicare Supplement and Part D plans, plus Marketplace, life and long-term care coverage. My help is free.
Or call (904) 612-3757 to schedule.
5.0 from 63 Google reviewsAnkur Mehta is a licensed, independent insurance agent. Not affiliated with or endorsed by the U.S. government or the federal Medicare program.
Medicare in Georgia
What’s different about Medicare in Georgia.
For most people 65 and older, Medicare and Medicare Supplement rules work the same way in every state. What differs is the plans offered in your county, help paying Medicare costs and Medicare Supplement rules for people under 65. Here’s what Georgia residents should know.
Medicare Supplement under 65Disability or ESRD
Georgia requires insurance companies to offer Medicare Supplement coverage to people under 65 who have Medicare because of a disability or End-Stage Renal Disease (ESRD). Premiums can be higher than for people 65 and older, so it’s worth comparing companies carefully.
Help paying Medicare costsMedicare Savings Programs and Medicaid
Georgia’s Medicare Savings Programs can help pay your Part B premium and, for some people, other Medicare costs. You apply through Georgia Gateway or your local Division of Family and Children Services (DFCS) office, and GeorgiaCares SHIP can help with the application.
Plans in your countyMedicare Advantage and Part D
Medicare Advantage and Part D plans are approved county by county, so what’s available in one part of Georgia can differ from another. I compare the plans in your ZIP code against your doctors, prescriptions and pharmacy.
Free state counselingSHIP
GeorgiaCares SHIP offers free, unbiased Medicare counseling. Call 1-866-552-4464 (option 4) or visit aging.georgia.gov.
Under 65
Individual and family health insurance in Georgia.
Full Georgia Marketplace guide →
Where to enrollOfficial Marketplace
Georgia runs its own state-based Marketplace, Georgia Access (888-687-1503). Income-based tax credits are only available through Georgia Access or its approved partners, and I can help you compare plans and enroll.
2027 Open EnrollmentStarts November 1, 2026
Open Enrollment for 2027 coverage runs November 1, 2026 through January 15, 2027 on Georgia Access. Enroll by December 15 for coverage starting January 1.
MedicaidNot expanded
Georgia has not expanded Medicaid under the ACA, so many adults under 65 with low incomes don’t qualify for Medicaid. If your income is between 100% and 400% of the federal poverty level, you may qualify for Marketplace tax credits instead.
Planning ahead
Long-term care in Georgia.
Long-Term Care PartnershipGeorgia participates
Georgia has had a Long-Term Care Partnership program since 2007. A qualifying Partnership policy can protect some of your assets if you later need to apply for Medicaid to pay for long-term care.
Where I help
Serving clients throughout Georgia.
I help clients in every part of Georgia, including:
Atlanta
Phone and video appointments for Medicare, Marketplace, life and long-term care coverage in the Atlanta area.
Savannah
Phone and video appointments for Medicare, Marketplace, life and long-term care coverage in the Savannah area.
Questions
Common questions from Georgia clients.
Do you charge for your help in Georgia?
No. My help is free. I’m paid by the insurance company you choose, and your premium is the same whether you enroll with me or on your own.
Can you help me if I just moved to Georgia?
Yes. Moving to a new state usually gives you a Special Enrollment Period to change your Medicare Advantage or Part D plan, and it’s a good time to review your Medicare Supplement too. Call me soon after your move so you don’t miss the window.
Do we have to meet in person?
No. Most clients meet with me by phone or video, so I can help you anywhere in Georgia.
What is Georgia Pathways?
Georgia Pathways to Coverage is a limited Medicaid program for some adults with low incomes who meet a work or activity requirement of 80 hours a month. It’s currently approved through December 31, 2026. You apply through Georgia Gateway.
Is there a Medicare Supplement “birthday rule” in Georgia?
No. Georgia doesn’t have a birthday or anniversary rule for Medicare Supplement plans, so outside your open enrollment period or a guaranteed-issue situation, you may have to answer health questions to change plans.
Free consultation
Let’s make Medicare simple in Georgia.
You don’t have to figure everything out on your own.
Whether you’re turning 65, reviewing your current plan, retiring or helping a family member, let’s talk through your situation and the options available to you.
Free consultation. No obligation. No pressure.